We work exclusively with a select group of lenders. Representative 49.9% APR Variable. LightFinance is a trading style of TFLI Ltd who are a credit broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
BORROW FROM £100 TO £5,000

SEARCH 100s

OF LOANS NOW!

  • Loans from £100 to £5,000
  • 9 Out 10 Customers Accepted*
  • Get Cash Within 15 Minutes*
  • Free Online Quote
Apply now and receive cash by 23:49*

How much would you like to borrow?

Loan amount
£500

Over how many months?

 
 
 
 
 
Representative example
Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable).
Representative 49.9% APR Variable
Rates between 8.8% APR and Maximum 1698.1% APR

LOANS PAID OUT WITHIN 15 MINUTES*

Used by 1000’s of people every day

High Acceptance Rate

Looking for a short term loan? Get an instant online decision today.

Lightfinance.co.uk is one of the country’s best known, most trusted online loan brokers for the short term loan, instalment loan and personal loan market. Working alongside some of the world’s biggest direct lenders, we remove the need to search multiple different unsecured loan providers; instead we do all of the hard work for you searching a panel of more than 50 direct lenders and brokers in real time, to return a quick loan decision.

If you need a fast loan for any legal purpose then we can help. Looking for a new car loan, or perhaps you simply need some short term cash to pay bills or an emergency loan for some other reason? Whatever your requirements, simply complete our short form and if accepted, you could receive your loan on the same day, with options to pay from 3 to 36 months or to even pay weekly with some direct lenders.

Once you submit an application, our smart loan sourcing engine instantly searches 100’s of short term loan products and puts you in touch with a suitable direct lender / broker. If we are unable to source a loan for you, we may offer an alternative product such as a credit card, benefit card or credit repair product.

We regret to inform customers that we do not offer pay day loans or no credit check loans however, our short term loans are a great alternative to a traditional pay day loan (although acceptance is not guaranteed).

lightfinance.co.uk is a trading style of TFLI Limited who is a licensed credit broker and not a lender.

Note: No one from LightFinance or any financial partner will ever contact you and request you to send money or ask you to buy any products prior to receiving your loan.
Should you have any questions, we recommend that you take a moment to read our Key Information. Refer to our Privacy Policy for important information on the use of cookies. By continuing to use this website, you agree to this.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Applicants must be over the age 18 to apply. All applications will be subject to credit checks which could result in the search been recorded on your credit file. The credit check process could potentially have damaging influences on your credit file. All affordability assessments will be carried out in line with the individual direct lenders lending criteria.

High cost short term loans are not a suitable solution for people in financial difficulty and for longer term borrowing. Late repayments or missed payments maybe reported to the credit reference agencies, which may affect your credit rating and could make obtaining a loan in the future more difficult and expensive.
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Our application process requires us to send you multiple SMS messages to provide you information regarding your Loan Application. This will also consist of details relating to specific Lenders and the service provided by LightFinance / TFLI and will also include periodic SMS messages as new lenders and products are added to our panel.
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