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- Quick decision loans from £100 to £10,000
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Representative example:
Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable)
Representative 49.9% APR Variable
Rates between 9.9% APR to Maximum 1294% APR
Loan term lengths between 3 and 60 months
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT TO REPAY
The time that it takes for the cash to be received in your account will depend on the lender that has accepted you, the amount you have applied for, the lenders processing times and on your bank's policies and procedures. If we are unable to find the exact amount and/or term that you have requested, our lenders may offer you an alternative amount and/or term. There is no obligation to accept the alternative offer if it doesn't meet your needs. Please refer to their Terms & Conditions for further information.
Light Finance are a credit broker, not a direct lender
Why Light Finance Is So Popular
All Credit Types Welcome 
Instant Online Quote 
Used by 1000s of People Daily 
No Paperwork 
Totally Confidential 
We Don't Charge Fees To Give You Total Peace Of Mind
If you are applying for a loan online, it is important that you choose a reputable company. Before you apply, here's a little bit of information to put your mind at ease.
We are authorised by the FCA
Light Finance is authorised by the Financial Conduct Authority (FCA) as a credit broker under registration number 946605.
We are registered with the ICO
We are registered with the Information Commissioner (ICO) under number ZB053626.
We are GDPR compliant
We fully comply with UK data protection laws and specifically our responsibility to our customers under GDPR. We are always clear and transparent with regards to how your data will be processed.Looking for a short term loan? Get an instant online decision today.
Quick online quote
Used by 1000s of people every day
We don't charge fees
Light Finance is an online loan broker for the short-term loan, instalment loan and personal loan market. Working alongside some of the biggest direct lenders, we remove the need to search multiple different unsecured loan providers; instead we do all of the hard work for you searching a panel of more than 50 direct lenders and brokers in real time, to return a quick loan decision.
If you need a loan for any legal purpose, then we can help. Looking for a new car loan, or perhaps you simply need some short term cash to pay bills or an emergency loan for some other reason? Whatever your requirements, simply complete our short form and you will receive an instant online decision.
Once you submit an application, our smart loan sourcing engine instantly searches 100s of short term loan products and puts you in touch with a suitable direct lender / broker. If we are unable to source a loan for you, we may offer an alternative product such as a credit card or credit reporting product.
We regret to inform customers that we do not offer pay day loans or no credit check loans however, our short term loans are a great alternative to a traditional pay day loan (although acceptance is not guaranteed).
Light Finance is a trading style of TFLI (US) INC who is an Appointed Representative of TFLI Limited, who is a licensed credit broker and not a lender.
Note: No one from Light Finance or any financial partner will ever contact you and request you to send money or ask you to buy any products prior to receiving your loan.*
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If you need a loan for any legal purpose, then we can help. Looking for a new car loan, or perhaps you simply need some short term cash to pay bills or an emergency loan for some other reason? Whatever your requirements, simply complete our short form and you will receive an instant online decision.
Once you submit an application, our smart loan sourcing engine instantly searches 100s of short term loan products and puts you in touch with a suitable direct lender / broker. If we are unable to source a loan for you, we may offer an alternative product such as a credit card or credit reporting product.
We regret to inform customers that we do not offer pay day loans or no credit check loans however, our short term loans are a great alternative to a traditional pay day loan (although acceptance is not guaranteed).
Light Finance is a trading style of TFLI (US) INC who is an Appointed Representative of TFLI Limited, who is a licensed credit broker and not a lender.
Note: No one from Light Finance or any financial partner will ever contact you and request you to send money or ask you to buy any products prior to receiving your loan.*
Get my quote
Representative example:
Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable)Representative 49.9% APR Variable
Rates between 9.9% APR to Maximum 1294% APR
Light Finance offer loan term lengths between 3 and 60 months
Applicants must be over the age 18 and a UK resident to apply. All applications will be subject to credit checks which could result in the search being recorded on your credit file. The credit check process could potentially have damaging influences on your credit file. All affordability assessments will be carried out in line with the individual direct lenders lending criteria.
Short term loans are not a suitable solution for people in financial difficulty or for longer term borrowing. Late repayments or missed payments may be reported to the credit reference agencies, which may affect your credit rating and could make obtaining a loan in the future more difficult and expensive.
Short term loans are not a suitable solution for people in financial difficulty or for longer term borrowing. Late repayments or missed payments may be reported to the credit reference agencies, which may affect your credit rating and could make obtaining a loan in the future more difficult and expensive.
Should you have any questions, we recommend that you take a moment to read our Key Information. Refer to our Privacy Policy for important information on the use of cookies. By continuing to use this website, you agree to this.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
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